Do You Need Public Liability Insurance?
by Hayley Connolly
Do I Need Public Liability Insurance? If you are Self Employed, or own a Business you must have Public Liability Insurance in case of an accident. A member of the public, a contractor, Client or member of staff (if
you are an employer) can claim compensation against you. As a tradesman or any worker on site - you have a Duty Of Care to those around you to work safely and with professional integrity - but accidents do happen, there will always be unexpected professional oversights. You must protect your livelihood in case someone claims against you - otherwise you could lose everything.
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